Terms of Use

These Terms of Use (“Terms”) govern your access to and use of www.oakwoodef.com (the “Site”), operated by Oakwood Equipment Finance (“Oakwood,” “we,” “us” or “our”). By using the Site you agree to these Terms. If you do not agree, please do not use the Site.

1. Informational purpose; no offer of credit

Content on the Site is provided for general information about our programs and services. Nothing on the Site is an offer, commitment or guarantee to extend credit, lease equipment or approve any application. All financing is subject to credit approval, underwriting, documentation and other conditions, and program terms may change without notice. Rates, terms and availability vary by applicant, equipment and jurisdiction.

2. Eligibility and business use

Our programs are intended for businesses and commercial purposes, including dealerships, manufacturers, equipment sellers and commercial fleets. By submitting an application or inquiry, you represent that you are at least 18 years old, authorized to act on behalf of the business you identify, and that the information you provide is accurate and complete.

3. Applications and submissions

• You authorize Oakwood to verify the information you submit and, where applicable and permitted by law, to obtain consumer and commercial credit reports and other information to evaluate a request.
• Submitting a form through the Site does not create a vendor relationship or financing agreement. Any such relationship is governed by separate written agreements.
• You agree not to submit false, misleading or unauthorized information.

4. Vendor and client portals

The vendor portal and client account servicing platform linked from the Site are operated by third-party providers and are subject to their own terms and privacy policies. You are responsible for keeping your login credentials confidential and for all activity under your account.

5. Acceptable use

You agree not to:

• Use the Site for any unlawful purpose or in violation of these Terms.
• Attempt to gain unauthorized access to any part of the Site, other accounts or connected systems.
• Interfere with the Site’s operation, including through automated scraping, bots, viruses or denial-of-service activity.
• Copy, reproduce, modify or distribute Site content except as expressly permitted.

6. Intellectual property

The Site and its content, including the Oakwood name, logos, oak leaf mark, text, graphics and images, are owned by Oakwood or its licensors and are protected by copyright, trademark and other laws. You may view and print pages for your personal or internal business use only. No other use is permitted without our prior written consent.

7. Third-party links

The Site may link to websites or services we do not control. We are not responsible for their content, accuracy or practices, and a link does not imply endorsement.

8. Disclaimer of warranties

THE SITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY OR UNINTERRUPTED AVAILABILITY. We do not warrant that the Site will be error-free or free of viruses or other harmful components.

9. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, OAKWOOD AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS AND PARTNERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA OR BUSINESS, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.

10. Indemnification

You agree to indemnify and hold harmless Oakwood and its affiliates from any claims, losses, liabilities and expenses (including reasonable attorneys’ fees) arising out of your use of the Site, your submissions, or your violation of these Terms.

11. Electronic communications

By providing your contact information you consent to receive communications from us electronically, including by email and, where you have provided a phone number, by phone or text message about your inquiry or application. Message and data rates may apply. You may opt out of marketing messages at any time.

12. Governing law and disputes

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles. Any dispute arising out of these Terms or the Site shall be brought exclusively in the state or federal courts located in Broward County, Florida, and you consent to their jurisdiction. Agreements governing financing transactions may contain different dispute resolution terms, which will control for those transactions.

13. Changes to these Terms

We may revise these Terms at any time by posting an updated version on the Site. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

14. Contact

Oakwood Equipment Finance
Email: info@oakwoodef.com
Phone: (954) 278-8835